Benefits Information Portal

Flexible Spending Accounts (FSA)

A Flexible Spending Account (FSA) is a pre-tax benefit account used to pay for eligible medical, dental, and vision care expenses that aren’t covered by your insurance plan or elsewhere. It’s a smart, simple way to save money while keeping you and your family healthy and protected.

Use pre-tax dollars to pay up to $3,200 in eligible medical, dental, and vision care expenses that are not covered by your insurance plans, and save up to 30% by paying for services pre-tax.

Plan Choices

Learn more about the available FSA accounts below:

Healthcare Flexible Spending Account

You can use pre-tax dollars to pay for up to $3,200 (2024 Federal Limit) in eligible medical, dental, and vision care expenses that are not covered by your insurance plans.

You can save up to 30% by paying for services pre-tax. You have access to the full amount of your election on January 1st and you have several reimbursement options. Your FSA provider offers smart-card technology which lets you use your funds to make over-the-counter purchases or pay your providers. All paperless and so simple.

Dependent Care Flexible Spending Account

You can contribute up to $5,000 pre-tax to a dependent care flexible spending account.

The money from this account can be used to pay for expenses like preschool, summer camp, before-and-after programs, and elder care. You can pay your daycare directly using smart card technology – less hassle, and more tax savings.

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Commuter Benefits

Flexible Spending Accounts FSA

Health Savings Account HSA

Apps

Optum Financial App

Commuter Benefits, Flexible Spending Accounts FSA, Health Savings Account HSA

Our mobile banking app helps you save time and manage your HSA, FSA or HRA anytime, anywhere. Download the app today.

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Documents

2025 Flexible Spending Accounts (FSA) Summary Plan Description (SPD)

Flexible Spending Accounts FSA

PDF | 681.40 KB | Updated 6 months ago

Optum Dependent Care FSA Quick Guide

Flexible Spending Accounts FSA

PDF | 448.93 KB | Updated 2 years ago

Optum FSA Eligible Expenses List

Flexible Spending Accounts FSA

PDF | 349.97 KB | Updated 2 years ago

Optum FSA FAQs

Flexible Spending Accounts FSA

PDF | 117.58 KB | Updated 2 years ago

Optum FSA Quick Guide

Flexible Spending Accounts FSA

PDF | 1,022.05 KB | Updated 2 years ago

Optum Store Discount Offer

Flexible Spending Accounts FSA,...

PDF | 123.15 KB | Updated 2 months ago

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