This information is considered a summary. The benefit plans are governed by the terms of more detailed plan documents and insurance contracts. In the event of any difference between the information contained herein and the plan documents and insurance contracts, the plan documents and insurance contracts will prevail.
To comply with federal regulations, Genesco provides you with various notices containing information about benefit programs, coverage descriptions, and your rights and responsibilities. Following are brief descriptions of the notices Genesco provides; complete copies are available online. If you prefer, you may request a print copy of any notice by contacting the Benefits at Genesco at 615-367-7852 or benefits@genesco.com.
Consolidated Omnibus Budget Reconciliation Act (COBRA) Rights Notice
If you enroll in medical, dental, vision, or the healthcare flexible spending account, you should be aware of your rights under COBRA. Among other things, COBRA mandates that an employer give employees the ability to continue the same coverage after leaving employment.
Creditable Prescription Drug Notice for Medicare-Eligible Teammates
This creditable prescription drug coverage information is for Medicare-eligible teammates and covered dependents. Individuals who are not currently eligible before January 1, 2017, can disregard this information. In summary, it states that the Genesco Prescription Drug Plan is at least equal to the prescription drug benefits provided under Medicare Part D. It goes on to say that when you do sign up for Part D, you will need to provide a copy of this notice to Medicare when you enroll, if requested.
Women’s Health and Cancer Rights Act
Genesco’s health plans cover mastectomies and certain related reconstructive surgery. A member who is receiving benefits in connection with a mastectomy will also receive coverage for reconstruction of the breast which a mastectomy was performed. Find additional benefit coverage information in the medical plan benefit summary. Benefits for this treatment are subject to the same calendar year deductible and coinsurance provisions that apply for other medical and surgical benefits.
Healthcare Exchange Notice
The Patient Protection and Affordable Care Act (PPACA), provided a new way to buy health insurance: the Health Insurance Marketplace. To assist you as you evaluate options for you and your family, this notice provides basic information about the Marketplace and employment-based health coverage offered by Genesco.
Health Insurance Portability and Accountability Act (HIPAA) Privacy
A portion of HIPAA addresses the protection of confidential health information. It applies to Genesco’s medical, dental, and vision care plans. The Genesco HIPAA Privacy Notice spells out what the plans are required by law to do regarding your own protected health information.
Maternity and Newborn Infant Coverage
The health and welfare of mothers and newborns is important. The Genesco plan complies with the Newborns’ and Mothers’ Health Protection Act by providing inpatient maternity care benefits. Find additional benefit coverage details in the medical plan summary online.
Genetic Information Nondiscrimination Act (GINA)
The Genesco plan complies with the Genetic Information Nondiscrimination Act of 2008 (GINA), which prohibits employers and other entities covered by GINA Title II from requesting or requiring genetic information of employees or their family members.
Special Enrollment Rights
If you decline enrollment for yourself or your dependents because of other health insurance, you may be able to enroll yourself and your dependents in a Genesco benefit plan if you or your dependents lose eligibility for that other coverage. Also, if you have a new dependent as a result of marriage, birth, or adoption, you may be eligible to enroll your dependent in a Genesco benefit plan. You must request enrollment within 31 days after the event.
Special Enrollment Period for Medicaid or Children’s Health Insurance Program (CHIP)
Employees or their dependents who become eligible for Medicaid or CHIP, or whose coverage terminates due to loss of eligibility for Medicaid, may change their medical coverage. Any change requests must be received within 60 days of becoming eligible or of the exhaustion or termination of coverage. Please read the CHIP Notice for more information regarding eligibility, how to enroll in CHIP coverage, or how to receive premium assistance.
Summary Plan Descriptions (SPDs), Summaries of Material Modifications (SMMs), Summary Annual Reports (SARs), and Summaries of Benefits and Coverages (SBCs)
Employees may find summaries of benefit plan coverage provisions, eligibility, exclusions, and other information for the benefit plans online.